---
title: "Aetna ABA coverage in Nebraska: the intake guide."
url: "https://carelu.com/payers/aetna-nebraska"
markdown_url: "https://carelu.com/payers/aetna-nebraska.md"
state: NE (Nebraska)
payer: Aetna in Nebraska
kind: Commercial insurance
description: "How Aetna covers ABA for Nebraska families — the national clinical policy, prior authorization, the Neb. Rev. Stat. § 44-7,106 mandate (under 21, the 25-hour weekly cap, exemptions), Nebraska behavior-analyst licensure, and what intake should verify."
last_reviewed: October 2026
vob_data_updated: 2026-10-15
---

# Aetna ABA coverage in Nebraska: the intake guide.

_Payer Guide · Aetna · Nebraska · Last updated October 2026 · 10 primary sources_

> CPB 0554 (ABA) + CPB 0648 (ASD) + the Neb. Rev. Stat. § 44-7,106 mandate layer.

For an intake team in Nebraska, an Aetna card means three layers at once: the carrier's national clinical policy, Nebraska's autism insurance mandate (Neb. Rev. Stat. § 44-7,106), and the plan's funding type deciding which of the two actually binds. This guide stacks them in order.

## Prior authorization and diagnosis at a glance

- **Prior auth for the assessment**: Required — precertification (form GR-69017-4), per Aetna's behavioral health precertification list (eff. 8/1/2024) — CPB 0554 itself sets no precertification rule [1]
- **Prior auth for treatment**: Required — precertification; reauthorization commonly ~6 months (verify per plan) [1][7]
- **Autism diagnosis required?**: Yes — ASD only (F84.0–F84.9); ABA for other diagnoses considered experimental [2]

## At a glance

- **Covers ABA?:** Yes — for ASD, per the national Aetna policy
- **State mandate:** Neb. Rev. Stat. § 44-7,106 (LB 254, eff. 1/1/2015)
- **Mandate age:** Under 21 (screening, diagnosis, and treatment of ASD)
- **Mandate caps:** 25 hrs/week maximum benefit for behavioral health treatment incl. ABA
- **Exempt from mandate:** Non-grandfathered individual/small-group ACA plans; self-funded ERISA (preempted)
- **Licensure:** NE Licensed Behavior Analyst (DHHS Licensure Unit, 172 NAC 86)

## The national policy, applied in Nebraska

Aetna covers ABA for autism spectrum disorder under its national clinical policy CPB 0554 (paired with CPB 0648 for ASD), and considers ABA experimental for anything else. Precertification is required for both the assessment and treatment — form GR-69017-4, submitted via Availity or phone — with reauthorization commonly on a roughly 6-month cadence. That clinical policy is national — what changes in Nebraska is the legal floor underneath it: the state mandate below governs what state-regulated plans must cover, while self-funded employer plans answer to ERISA and federal parity instead. Plan funding type is therefore the first fact to establish on every benefits check. The full national policy breakdown lives in our Aetna guide; this page covers what changes in Nebraska. [2][3]

## The Nebraska mandate: what it guarantees (and doesn't)

Nebraska's mandate (LB 254 of 2014, effective for policies delivered or renewed on or after January 1, 2015) requires coverage of screening, diagnosis, and treatment of ASD for individuals under 21 — with behavioral health treatment including ABA capped at a maximum benefit of 25 hours per week until age 21. No visit limits or less-favorable dollar limits or cost-sharing are otherwise permitted, non-BHT payments (OT/ST/PT, pharmacy, psychiatric care) cannot be applied against the cap, and the insurer may review treatment at most once every 6 months, at its own cost. ABA must be provided or supervised by a nationally certified behavior analyst or licensed psychologist, in person or by telehealth. The reach is narrower than it reads: the statute exempts non-grandfathered individual and small-group ACA plans required to include essential health benefits, so the mandate's practical territory is large-group and grandfathered plans — and while the statute's text reaches self-funded plans "to the extent not preempted," ERISA preemption still takes self-funded employer plans off the table. The 25-hour cap is also a quantitative limit whose enforceability against group plans is in tension with federal parity (MHPAEA) — treat that as an argument to raise, not a settled fact. [4]

## No Nebraska-specific Aetna policy exists

We checked: Aetna publishes no Nebraska-specific ABA policy, form, or supplement — the national policy plus the state mandate is the whole picture. That's worth knowing in itself: it means benefits verification (plan funding type, mandate applicability, the 25-hour cap's presence in the plan document) is where Nebraska-specific answers come from, not a carrier document. [2]

## Licensure & rates in Nebraska

Nebraska licenses behavior analysts under the Behavior Analyst Practice Act (Neb. Rev. Stat. § 38-4401 et seq., regulations at 172 NAC 86): the Licensed Behavior Analyst (LBA) credential for BCBAs and LaBA for BCaBAs, administered by the DHHS Licensure Unit with a Board of Behavior Analysts — and since January 1, 2025 the state's Medicaid program requires the license of every practicing BCBA, which has made LBA licensure the de facto floor for the market. On rates: Aetna does not publish commercial ABA fee schedules for Nebraska (none of the national carriers do) — rates are contract-negotiated and live in your participating-provider agreement. When benchmarking, note that Nebraska's Medicaid fee schedule sits unusually low after the August 2025 cuts (97153 at $18.70 per 15 minutes), so commercial contracts here carry more of the margin than in most states. [5][6]

## How fast must Aetna pay a clean ABA claim in Nebraska?

Nebraska’s Health Care Prompt Payment Act requires an insurer to pay, deny or settle a clean claim "within thirty calendar days after receipt by the insurer if submitted electronically and within forty-five calendar days after receipt if submitted in a form other than electronically" (§ 44-8004). The clock tolls while requested information is outstanding. The Act covers insurers and HMOs but not the Medicaid program or a self-insured employer plan (§ 44-8002). [11][12][10][13][14]

Aetna disputes run in two steps: a reconsideration "within 180 calendar days of the initial claim decision," then an appeal "within 60 calendar days of the reconsideration decision," with a written decision within 60 business days. Aetna’s manual sets no fixed timely-filing number: a clean claim is one "received in a timely manner," and the deadline comes from the participation agreement or state law. [11][12][10][13][14]

On the claim mechanics the same manual says a clean claim "Doesn’t involve coordination of benefits," and that COB, corrected and voided claims can all be submitted through Availity at no charge; it sets no separate deadline for corrected or secondary claims and publishes no weekly payment cycle or submission cutoff. [11][12][10][13][14]

## Does Aetna require a referring provider on the ABA claim (box 17)?

Aetna publishes no ABA-specific referring-provider rule. Its provider manual defines a clean claim as including "A corresponding referral (whether in paper or electronic format), if required for the applicable claim" plus all CMS-1500 data elements, and it treats behavioral health as direct access: members "may access behavioral health care" "Through direct access to the behavioral health provider," through a PCP recommendation, or through an EAP referral. PCP referrals are a feature of plans "that require the issuance of referrals for specialist care," and even there they apply "other than for direct-access services." [10]

So box 17 is not a published condition of an Aetna ABA claim in Nebraska. If a plan design does require a referral, the eligibility-and-benefits response shows it; enter the referring provider only when one exists. [10]

## Can ABA overlap with speech, OT or PT under Aetna?

Aetna publishes no rule on ABA delivered at the same clock time as speech, OT or PT. What it asks for is coordination. Precertification form GR-69017-4 (7-26) asks whether the member gets physical, occupational or speech therapy, mental health services or school services, and "Do you collaborate with all the providers above?" (if not, explain why). The Medical Necessity Guide expects "ongoing collaboration and coordination with existing providers and/or the school district." [9][7]

Report the other therapies and their schedule on the precertification request, and ask Aetna's precertification line before billing ABA minutes that overlap another therapy. [9][7]

## What goes in an Aetna ABA assessment (97151) precertification request?

Start on Availity with the Authorization (Precertification) Add transaction, or call the precertification department. Form GR-69017-4 (7-26) is not used to start a request. It supplies the clinicals when a case pends, attached on Availity or faxed to FaxHub 833-596-0339. Since August 1, 2026 it "replaces all other Applied Behavior Health Analysis (ABA) precertification information request documents and forms" (not for Maryland or Massachusetts plans). [9]

For the assessment, request 97151, 97152 and 0362T in hours per authorization period. Treatment codes are requested in hours per week. The form also asks for the current DSM-5 diagnosis codes, the "Diagnosing Provider (name and credentials)," who will supervise, whether any hours fall during class, and the child's other services (PT, OT, speech, mental health, PCP, school). Supporting documents, "where applicable," include a standardized assessment (Vineland, ABAS, VB-MAPP) "completed within the past 12 months," the treatment plan with baseline data, caregiver goals, and titration and discharge criteria. Questions: 1-800-424-4047. [9]

## What must an Aetna ABA reauthorization request contain, and are graphs required?

Aetna’s ABA medical necessity guide (©2026) says "A member's progress is to be evaluated every six months," and a member not making progress "will be transitioned to other appropriate services"; coverage ends when medical necessity is no longer met or when standardized improvement thresholds (for example, two or more standard deviations in multiple domains) are reached. The guide does not specify a graph or data-presentation format for the reassessment; send the updated treatment plan with measurable progress against each goal and the standardized scores the termination criteria are tested against. [7]

## Intake gates

The questions that decide whether a family can start with Aetna in Nebraska, and what they have to bring.

- **Diagnosis recency**: Twelve months, and it attaches to the functional measure rather than to the diagnosis. Aetna's medical-necessity criteria require that "There is demonstration of functional impairment on a standardized scale of functioning in the past 12 months," with the impairment at least one standard deviation below the population mean or representing a significant risk of harm to self or others. The ASD diagnosis itself carries no stated shelf life — so a family with an older diagnostic report is not blocked, but a stale adaptive score is. [7]
- **Who may diagnose**: A scope-of-practice test rather than a specialty list. Aetna requires "a DSM-V diagnosis of Autism Spectrum Disorder (ICD-10: F84.0; F84.3 - F84.9) obtained by an appropriate provider," and defines that as a "licensed psychologist/psychiatrist, physician or other health care professional qualified to diagnose mental health conditions within their scope of practice." Note the code range: F84.2 (Rett syndrome) sits outside the listed set, and ABA for diagnoses other than ASD is treated as experimental. [7]
- **Diagnostic tools required**: Aetna names adaptive-functioning instruments, not autism diagnostic instruments. The medical-necessity criteria require demonstrated functional impairment "on a standardized scale of functioning in the past 12 months. For instance, the Vineland Adaptive Behavior Scales 3 (VABS-3), the Adaptive Behavior Assessment Scale (ABAS), VB-MAPP or ABLLS," and quality-of-care elements add "Repeated measurement with standardized measures to assess progress." No ADOS-2 or ADI-R requirement appears anywhere — the instrument Aetna asks for is the one that sizes the hours, and the level-of-impairment calculation is what justifies the number requested. [7]
- **Referral required?**: No Aetna referral, but the state mandate wants an order. Aetna's provider manual treats behavioral health as direct access: members "may access behavioral health care" "Through direct access to the behavioral health provider," through a PCP recommendation, or through an EAP referral. PCP referrals apply only on plans that require them for specialist care, "other than for direct-access services." Aetna's ABA Medical Necessity Guide asks only for a DSM-5 ASD diagnosis "obtained by an appropriate provider (i.e. licensed psychologist/psychiatrist, physician or other health care professional qualified to diagnose mental health conditions within their scope of practice)." Form GR-69017-4 (7-26) records the "Diagnosing Provider (name and credentials)" rather than an order. Nebraska's mandate defines covered treatment as care "prescribed or ordered for an individual diagnosed with an autism spectrum disorder by a licensed physician or a licensed psychologist" (Neb. Rev. Stat. § 44-7,106(1)(i)). Keep that physician's or psychologist's order on file for any plan the statute reaches. The statute exempts non-grandfathered ACA individual and small-group plans, and self-funded ERISA plans only to the extent federal law preempts it. Aetna publishes no order form and sets no validity period for one. Precertification on Availity is the real gate. [10][7][9][4]
- **Telehealth**: Aetna's Telemedicine and Direct Patient Contact Payment Policy lists the ABA codes it pays by telehealth, by line of business. On commercial plans the eligible codes are 97151 (the assessment), 97153, 97155 (protocol modification, the code for BCBA direction of the technician), 97156 and 97157, billed with modifier GT, 95 or FR; 97152, 97154 and 97158 are checked for Medicare Advantage only. The posted policy shows a last review of June 2021, so treat the list as perishable. Nebraska's mandate, § 44-7,106, separately contemplates ABA "provided or supervised" by a certified behavior analyst or licensed psychologist "in person or by telehealth" for state-regulated plans. [8][4]
  - Ask the plan: Aetna provider services or Availity — confirm the payment policy is still current and that the member's plan carries a telehealth benefit before scheduling remote hours.
- **Other insurance (who pays first)**: Aetna: "We coordinate benefits as allowed by state or federal law following the National Associations of Insurance Commissioners (NAIC) guidelines. If there is no applicable law, then we coordinate according to the member's plan" — the manual's order-of-benefits list includes the birthday rule for children whose parents are not separated or divorced. Nebraska's COB regulation (210 NAC 39) governs fully insured plans: for a child whose parents are married or living together, "The plan of the parent whose birthday falls earlier in the calendar year is the primary plan" (same birthday: the plan that has covered the parent longest); for divorced or separated parents a court decree naming the responsible parent controls. Self-funded plans follow their plan document instead, and Aetna notes many use "Maintenance of Benefits (MOB)" rather than the "100% Allowable" method most state laws require, so a secondary payment can be smaller. If the child also has Medicaid, this plan pays first: Medicaid is payer of last resort (42 CFR 433.139) — bill here, then send the EOB or denial to Medicaid, and get Medicaid's own prior auth too if the state requires it. TRICARE is secondary to this plan ("TRICARE shall be last pay," 32 CFR 199.8), and "CHAMPVA is the last payer to OHI" (38 CFR 17.276(d)). [10][17][18][19][20]
- **Age limit** _(plan-dependent)_: Aetna sets no upper age limit in its national medical-necessity criteria. The ABA Medical Necessity Guide gives age only as clinical shape, not as a gate: comprehensive ABA carries a "typical age range" of 0-7 years at 10-25 hours a week for 1-2 years, while focused ABA is listed for "All ages" at 1-20 hours a week. The binding age question is the legal layer underneath: Nebraska's mandate (Neb. Rev. Stat. § 44-7,106) reaches individuals under 21 on state-regulated plans and caps behavioral health treatment including ABA at 25 hours per week to age 21; non-grandfathered individual and small-group ACA plans are exempt, and a self-funded ERISA plan answers to its own plan document. Establish funding type before quoting an age answer. [7][4]
  - Ask the plan: The member's benefit document and Aetna precertification — funding type decides whether the state mandate or the plan document sets the age boundary.
- **Prior-auth decision time** _(plan-dependent)_: Aetna publishes no commercial decision clock of its own: ABA "services require prior authorization. To get ABA services precertified, call the number on the member's Aetna ID card," and the manual sets no reauthorization lead time (none in the ABA Medical Necessity Guide or the ABA precert form either). The legal ceiling depends on funding. Nebraska fully insured plans are bound by LB 77 (operative January 1, 2026): a decision "within seventy-two hours after obtaining all necessary information" for urgent care and "within seven days after obtaining all necessary information" for nonurgent care (urgent tightens to 48 hours from January 1, 2028); "Health care services are deemed authorized if a utilization review agent fails to comply with the deadlines," the approval notice must state the authorization's duration or expiry date, and "prior authorization shall be valid for at least one year from the date the utilization review agent approves the prior authorization request." Self-funded ERISA plans are outside state law and follow 29 CFR 2560.503-1: a pre-service decision "not later than 15 days after receipt of the claim" (one 15-day extension), 72 hours for urgent care, and an urgent request to extend an approved course of treatment decided within 24 hours if made "at least 24 hours prior to the expiration." [10][15][16]
  - Ask the plan: Aetna precertification (number on the member ID card): ask whether the plan is fully insured or self-funded (which sets the legal clock) and how far before expiry Aetna wants the ABA reauthorization — Aetna publishes no lead time.

## Delivery and billing rules

Coverage decides whether Aetna in Nebraska pays. These decide whether the claim survives: staffing and supervision, concurrent billing, per-day ceilings, who signs the note, where the service is payable, and whose NPI the claim goes out under.

- **Supervision**: Aetna sets a duty, not a number. Where a state mandate, plan document or contract allows services from someone neither state-licensed nor BACB-certified, "there must be supervision and direction of the unlicensed or non-certified providers in line with practice standards." The ABA Medical Necessity Guide publishes no supervision percentage, ratio or caseload cap — the operative standard is professional practice plus whatever the contract adds. [7]
- **Bill as provider**: The claim carries the analyst, not the technician. "Services must be provided directly or billed by licensed behavior analysts (in states with behavior analyst licensure laws), board-certified behavior analysts, or licensed psychologists where behavior analysis is within their scope of practice definition, unless state mandates, plan documents or contracts require otherwise." The escape clause matters: a state mandate or your contract can move the line, so confirm before enrolling technicians. Nebraska is a licensure state — LBA for BCBAs, LaBA for BCaBAs — so the licensed analyst is who the clause points at here. [7]
- **Place of service** _(plan-dependent)_: Aetna publishes no ABA place-of-service list. On school settings it says two things. CPB 0648: "Many Aetna plans exclude coverage of educational services. For example, speech therapy or ABA services during class would be excluded under these plans. Please check benefit plan exclusions." And precertification form GR-69017-4 asks "Are any ABA hours being requested during class?" and, if so, how many and for which codes. The IEP/IDEA carve-out in Aetna's ABA medical necessity guide sits in its Maryland exhibit, not in the national criteria. Where ABA is payable in a school, the community or a group home is a benefit-document question. In Nebraska the layer underneath is § 44-7,106 for state-regulated plans and the plan document for a self-funded one; Nebraska Medicaid's school-based ABA rules do not bind a commercial plan. [3][9][4]
  - Ask the plan: The member's benefit document (educational-services exclusion), and Aetna provider services for whether school-setting ABA is payable on that plan.
- **Concurrent billing (97153 + 97155)** _(ask the plan)_: Not published. Neither the ABA Medical Necessity Guide nor Aetna's clinical policy bulletin on ABA addresses whether 97153 and 97155 may be billed for the same clock time; Aetna carries the concurrency question in its claim editing rather than in a public policy.
  - Ask the plan: Aetna precertification/provider services at the number on the member's ID card, and the plan's own reimbursement schedule — ask specifically whether 97155 pays alongside 97153 when analyst, technician and member are all face-to-face.
- **Daily limits / MUEs** _(ask the plan)_: Not published. Aetna's ABA documents set medical-necessity criteria and precertification requirements for 97151-97158, 0362T and 0373T, but no per-day unit ceiling and no statement of which MUE table applies.
  - Ask the plan: Aetna provider services; confirm before promising a family more than four hours a day of 97153.
- **Session-note signature** _(ask the plan)_: Not published in Aetna's ABA materials — no rule on who signs a session note or within what window.
  - Ask the plan: The Aetna provider manual and your participation agreement's documentation clause.

## What intake should collect for Aetna in Nebraska

- **Plan funding type:** Large-group/grandfathered state-regulated (mandate applies) vs. small-group/individual ACA or self-funded ERISA (exempt) — it decides which rulebook governs.
- **Member ID + card photo:** Enough to run a live benefits verification — the only reliable answer on limits and cost-sharing.
- **Diagnosis report:** DSM-5 ASD diagnosis, diagnosing provider and credentials, evaluation date — Aetna's commercial policy is ASD-only.
- **Requested weekly hours vs. the 25-hour cap:** Where the mandate governs, BHT including ABA caps at 25 hrs/week — plan intensity and any parity argument accordingly.

Free verification-call checklist (PDF): https://carelu.com/downloads/aba-verification-call-checklist.pdf

## Verification of benefits (VOB) data

How Aetna in Nebraska ABA benefits route and read on an eligibility check. Data last updated 2026-10-15.

### EDI routing

- **Payer ID (pVerify):** 00001
- **Payer ID (Availity):** 60054 — QA re-check (2026-07-23): the cited Availity list carries an "As of 08/08/2012" footer — 60054=AETNA is confirmed present in that snapshot, but downgraded from verified to inferred pending reconfirmation against a current Availity export (same treatment already applied to aetna-georgia / aetna-florida for the identical staleness finding).
- **Payer ID (Change Healthcare / Optum):** 60054 — Same staleness finding as payerId.availity — carried over from the same 2012 Availity snapshot.
- **Member ID prefix:** Not used for eligibility — Aetna's eligibility and benefits inquiry flyer states that prefixes or suffixes are unnecessary when using the member ID number.
- **Supports 270/271 eligibility:** Yes

### Code-level coverage

| Code | Covered | Prior auth | Unit cap | Place of service | Telehealth | Modifiers |
| --- | --- | --- | --- | --- | --- | --- |
| 97151 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97152 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97153 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97154 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97155 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97156 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97157 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 97158 | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 0362T | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |
| 0373T | Yes | Required — Aetna's behavioral health precertification list (eff. 8/1/2024) names 97151-97158, 0362T and 0373T; initiate on Availity or by phone, with form GR-69017-4 (7-26, eff. 8/1/2026) supplying the clinical information. (Re-check 2026-10-01: the form number is sourced to the form itself and to the BH precertification list, not to CPB 0554/0648.) | — | — | — | — |

Code notes:

- **97151, 97152, 97153, 97154, 97155, 97156, 97157, 97158, 0362T, 0373T:** Verify via: Aetna provider services / precertification — CPB 0554 & 0648 are medical-necessity policies only; no ABA coding/reimbursement policy located. Separately, Nebraska's mandate (Neb. Rev. Stat. § 44-7,106) caps behavioral health treatment including ABA at 25 hrs/week for state-regulated (large-group/grandfathered) plans — a benefits-layer cap, distinct from and not a substitute for any per-code unit cap, which remains unpublished by Aetna itself.

### Contacts

- **Benefits by phone:** Yes
- **Provider services phone:** 1-888-632-3862 (TTY: 711) — commercial-plan precertification questions line
- **Portal:** [Availity](https://www.availity.com)

Questions to ask on a verification call:

- Does this member's plan require prior authorization/precertification for ABA codes 97151-97158, and is there a specific precert form number to use?
- What is the daily and weekly unit cap for ABA treatment codes under this member's plan?
- Which places of service are allowed for ABA (home, office, school, telehealth)?
- Is telehealth allowed for any ABA codes under this plan, and if so, which modifier and POS code should be used?
- Does Aetna administer behavioral health/ABA benefits directly, or through a separate behavioral health vendor, for this plan?

### VOB data sources

- https://pverify.com/wp-content/uploads/2026/03/pVerifyPayers_All-Payers-List-3-2026.pdf (accessed 2026-07-23)
- https://essentials.availity.com/availity/documents/payer_list_wShortNames.pdf (accessed 2026-07-23; source document older than 18 months)
- https://www.aetna.com/document-library/healthcare-professionals/assets/documents/eligibility.pdf (accessed 2026-10-14)
- https://www.caqh.org/sites/default/files/CAQH%20CORE%20Eligibility%20Benefits%20(270_271)%20Data%20Content%20Rule%20vEB2.0.pdf (accessed 2026-07-23)
- https://www.aetnaseniorproducts.com/ssi/assets/pdf/Aetna%20SSI%20EDI%20270-271%20Companion%20guide.pdf (accessed 2026-07-23)
- https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/healthcare-professionals/documents-forms/bh_precert_list.pdf (accessed 2026-07-23; source document older than 18 months)
- https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/pharmacy-insurance/healthcare-professional/documents/outpatient-behavioral-health-BH-ABA-assessment-precert.pdf (accessed 2026-07-23)
- https://www.aetna.com/cpb/medical/data/500_599/0554.html (accessed 2026-07-23)
- https://www.aetna.com/cpb/medical/data/600_699/0648.html (accessed 2026-07-23)
- https://nebraskalegislature.gov/laws/statutes.php?statute=44-7,106 (accessed 2026-07-23)
- https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/healthcare-professionals/documents-forms/aetna-at-a-glance.pdf (accessed 2026-10-14)

## Common questions

### Does Aetna require graphs for ABA reassessments?

Aetna’s guide requires a progress evaluation every six months but does not prescribe graphs; send measurable progress against each goal and the standardized scores its termination criteria use.

### Does Aetna cover ABA therapy in Nebraska?

Yes — under the carrier's national policy for ASD, layered on Nebraska's mandate (Neb. Rev. Stat. § 44-7,106) for state-regulated plans. Self-funded employer plans are exempt from the mandate, so always verify plan funding type first.

### What does the Nebraska autism mandate require?

Coverage of ASD screening, diagnosis, and treatment for individuals under 21, with behavioral health treatment including ABA capped at 25 hours per week — and insurer treatment reviews limited to once every 6 months. Non-grandfathered individual and small-group ACA plans are exempt, as are self-funded ERISA plans by preemption.

### What does Aetna pay for ABA in Nebraska?

Commercial ABA rates are not published — they are negotiated in your participating-provider agreement. Nebraska's Medicaid schedule is an unusually low benchmark after the August 2025 cuts, so treat commercial rate-setting as a first-order contracting conversation.

### Does Aetna require RBT certification for ABA technicians?

Not by name. Aetna's ABA medical necessity guide says services must be provided directly or billed by licensed behavior analysts, BCBAs or licensed psychologists "unless state mandates, plan documents or contracts require otherwise." Where those allow services by unlicensed or non-certified staff, "there must be supervision and direction" in line with practice standards. Your contract and any state licensure law decide the technician credential.

### Can the ABA assessment (97151) be done by telehealth with Aetna?

On commercial plans, yes: Aetna's telemedicine payment policy lists 97151, 97153, 97155, 97156 and 97157 with modifier GT, 95 or FR. 97152, 97154 and 97158 are listed for Medicare Advantage only. Confirm the policy is current and that the plan has a telehealth benefit.

### What is Aetna’s clean-claim payment turnaround in Nebraska?

Thirty calendar days for an electronic clean claim, 45 for paper (Neb. Rev. Stat. § 44-8004). The Act does not reach self-insured employer plans.

### How long do I have to appeal an Aetna claim decision in Nebraska?

180 calendar days from the initial claim decision to request a reconsideration, then 60 calendar days from the reconsideration decision to appeal.

### Does Aetna require a referring provider NPI on ABA claims?

No published rule requires one. Aetna treats behavioral health as direct access, and its clean-claim definition asks for a referral only "if required for the applicable claim." Precertification is the gate.

### Does Aetna allow ABA at the same time as speech or OT?

No published rule either way. Aetna's precertification form asks which PT, OT, speech and other services the child gets and whether you coordinate with them, so disclose them and confirm with precertification before overlapping sessions.

### Which form does Aetna use for an ABA assessment request?

Form GR-69017-4 (7-26), which since August 1, 2026 replaces all other Aetna ABA precertification forms (except in Maryland and Massachusetts). Start the request on Availity or by phone first, then attach the form if the case pends. Request 97151, 97152 and 0362T in hours per authorization period.

## Primary sources

1. [Aetna — Participating provider behavioral health precertification list (ABA: 97151–97158, 0362T, 0373T)](https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/healthcare-professionals/documents-forms/bh_precert_list.pdf)
2. [Aetna CPB 0554 — Applied Behavior Analysis](https://www.aetna.com/cpb/medical/data/500_599/0554.html)
3. [Aetna CPB 0648 — Autism Spectrum Disorders](https://www.aetna.com/cpb/medical/data/600_699/0648.html)
4. [Neb. Rev. Stat. § 44-7,106 (full text)](https://nebraskalegislature.gov/laws/statutes.php?statute=44-7,106)
5. [NE DHHS — Behavior Analyst licensure page](https://dhhs.ne.gov/licensure/Pages/Behavior-Analyst.aspx)
6. [Provider Bulletin 25-14 — ABA Rates (July 1, 2025)](https://dhhs.ne.gov/Medicaid%20Provider%20Bulletins/Provider%20Bulletin%2025-14.pdf)
7. [Aetna — Applied Behavior Analysis Medical Necessity Guide (©2026)](https://www.aetna.com/content/dam/aetna/pdfs/health-care-professionals/applied-behavioral-analysis-necessity-guide.pdf)
8. [Aetna — Telemedicine and Direct Patient Contact Payment Policy (ABA code table: Commercial vs. Medicare columns; posted policy shows last review June 2021)](https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/pdf/telemedicine.pdf)
9. [Aetna — Outpatient BH ABA Treatment Request: Required Information for Precertification, form GR-69017-4 (7-26)](https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/pharmacy-insurance/healthcare-professional/documents/outpatient-behavioral-health-BH-ABA-assessment-precert.pdf)
10. [Aetna — Provider manual (8102800-01-01, 6/26): Referrals, Behavioral health access to care, Clean claims](https://www.aetna.com/content/dam/aetna/pdfs/aetnacom/health-care-professionals/office_manual_hcp.pdf)
11. [Neb. Rev. Stat. § 44-8004 — Health Care Prompt Payment Act, clean-claim deadlines](https://nebraskalegislature.gov/laws/statutes.php?statute=44-8004)
12. [Neb. Rev. Stat. § 44-8002 — Health Care Prompt Payment Act, definitions](https://nebraskalegislature.gov/laws/statutes.php?statute=44-8002)
13. [Aetna — Disputes and appeals overview (reconsideration and appeal time frames)](https://www.aetna.com/health-care-professionals/disputes-appeals/disputes-appeals-overview.html)
14. [Aetna — Provider appeals: state exceptions to the 180-day dispute filing standard](https://www.aetna.com/health-care-professionals/disputes-appeals/provider-appeals.html)
15. [Nebraska LB 77 (2025) — Ensuring Transparency in Prior Authorization Act, slip law](https://nebraskalegislature.gov/FloorDocs/109/PDF/Slip/LB77.pdf)
16. [29 CFR 2560.503-1(f)(2) — Group health plan claim decision timeframes (eCFR)](https://www.ecfr.gov/current/title-29/section-2560.503-1)
17. [210 NAC 39 — Nebraska Coordination of Benefits Regulation, §006.04(B)](https://doi.nebraska.gov/sites/default/files/doc/Chapter%2039.pdf)
18. [42 CFR 433.139 — Medicaid third-party liability (eCFR)](https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-C/part-433/subpart-D/section-433.139)
19. [32 CFR 199.8 — TRICARE double coverage (eCFR)](https://www.ecfr.gov/current/title-32/subtitle-A/chapter-VII/subchapter-M/part-199/section-199.8)
20. [38 CFR 17.276(d) — CHAMPVA last payer to other health insurance (eCFR)](https://www.ecfr.gov/current/title-38/section-17.276)

Payer policies change frequently and vary by plan, state, and funding type. This guide was compiled from the sources above and last reviewed October 2026; it is general information, not billing, legal, or clinical advice. Always verify current requirements against the payer's live policy and a benefits check for the specific member.

Source: Carelu ABA Payer Directory — https://carelu.com/payers. Free to cite with attribution.